Everything you need to
master your money.
From organizing bills to mapping every payday, Planara gives you the tools to build real wealth without complex spreadsheets.
| Feature | Free | Pro |
|---|---|---|
| Bill organization | ✓ | ✓ |
| Paid and unpaid bill tracking | ✓ | ✓ |
| Household bill visibility | ✓ | ✓ |
| Payday planning | - | ✓ |
| Debt payoff strategies | - | ✓ |
| Debt-free date | - | ✓ |
| Savings goal planning | - | ✓ |
| Financial projections | - | ✓ |
| Planning intelligence | - | ✓ |
Payday Planning
Build a complete plan around each paycheck. Set a weekly living buffer, cover what is due, and see what gets routed toward debt and savings.
- Map bills to specific paychecks
- Allocation breakdown
- Pay frequency flexibility
Debt Payoff
Stop guessing how much extra to put toward debt. Planara helps you direct principal payments with purpose every paycheck.
- Snowball or Avalanche strategies
- Payoff date projections
- Automated extra allocation routing
Smart Bill Tracking
Organize every recurring bill by due date. See what's coming, mark what's paid, and never let a bill surprise you.
- Due date calendar view
- Paid and unpaid status tracking
- Active trials and subscription reminders
Upcoming Bills
Household Collaboration
Stay aligned with your household. See bills together, track who paid what, and reduce financial confusion.
- Household bill visibility
- Shared payment status tracking
- Planning intelligence (Pro)
Ready to transform your finances?
Take control of your financial future with Planara.
No bank connection required