Security
Built for clarity, not bank scraping.
Planara takes a privacy-first approach to personal finance. No bank connections, no data selling, and no hidden tracking behind the scenes.
Our Principles
Four pillars of trust
Security is not an afterthought in Planara. The product is built to keep sensitive financial planning simple, intentional, and under your control.
No bank connections
We never ask for bank login credentials. You manually enter only the information you choose to track.
User-controlled data
Every piece of financial data in Planara is entered by you and stays visible on your terms.
Secure infrastructure
We use encrypted connections, access controls, and secure cloud infrastructure to protect your account.
No data selling
We do not sell, share, or monetize your personal financial information. Period.
Data Integrity
A financial planner, not a data harvester
Most finance apps depend on bank aggregators and credential access. Planara takes a different route: you enter the numbers you want to track, and the app helps you organize them without reaching into your bank accounts.
- Manual data entry means less exposure to third-party integrations and fewer unnecessary permissions.
- Household sharing remains invite-based, so access stays limited to the people you intentionally include.
- Full policy-style details are available in the white paper when you need a printable reference.
Integrity Promise
Encrypted transport
All communication with Planara is protected using HTTPS and TLS.
Restricted access
Stored data is protected through access controls and monitored infrastructure.
Responsible disclosure
Security issues can be reported to security@planara.app.
Security FAQ
Straight answers on data protection
Do I need to connect my bank account to use Planara?+
No. Planara is built for manual entry, which means no screen scraping, no aggregator dependency, and no need to hand over bank login credentials.
Who can see the financial data I enter?+
Your data is accessible to you and any household members you explicitly invite. Planara staff only access account data when troubleshooting requires it and with proper authorization.
Where can I review the full security details?+
The printer-friendly security white paper includes the full policy-style breakdown of encryption, account protection, infrastructure safeguards, and disclosure procedures.
Ready for a safer financial journey?
Explore how Planara approaches privacy from day one
Organize bills, map out paychecks, and stay aligned with your household without giving up bank credentials or control of your data.