FREE
$0/mo
Essential tools for individuals just starting their financial journey.
- Enter income and organize bills
- Track paid and unpaid bills
- Household visibility
Start free. Upgrade for planning intelligence.
Choose the perfect plan to master your family finances, eliminate debt, and achieve your long-term goals together.
PRO
$5.99/mo
Complete financial mastery with advanced planning and debt reduction tools.
- Payday-by-payday planning
- Snowball/Avalanche debt strategies
- 1-month financial projection
- Payoff dates always calculated
- Savings goals and living buffer planning
- Progress views and reminders
Why upgrade to Pro?
Join over 10,000 families building real wealth.
Pay off debt faster
Build a clearer payoff strategy with projected extra allocations and a payday plan that shows where debt reduction fits.
See the future
Financial projections show you exactly where you'll be in 12 months based on the plan you build from your pay schedule, bills, debts, and goals.
Shared visibility
Keep everyone on the same page. Household members can see the same bill status and planning picture inside Planara.
Full Comparison Table
| Feature | Free | Pro |
|---|---|---|
| Bill organization | ✓ | ✓ |
| Paid and unpaid bill tracking | ✓ | ✓ |
| Household bill visibility | ✓ | ✓ |
| Payday planning | - | ✓ |
| Debt payoff strategies | - | ✓ |
| Savings goal planning | - | ✓ |
| Financial projections | - | ✓ |
| Planning intelligence | - | ✓ |
Frequently Asked Questions
Ready to master your money?
Join thousands of households who have taken control of their financial future with Planara.