FREE
$0/mo
Essential tools for individuals just starting their financial journey.
- Enter income and organize bills
- Track paid and unpaid bills
- Household visibility
Start free. Upgrade for planning intelligence.
Choose the perfect plan to master your family finances, eliminate debt, and achieve your long-term goals together.
Most Popular
PRO
$49.99/yr
Complete financial mastery with advanced planning and debt reduction tools.
- Payday-by-payday planning
- Snowball/Avalanche debt strategies
- Know your exact debt-free date
- 12-month financial projections
- Payoff dates always calculated
- Savings goals and living buffer planning
- Progress views and reminders
Why upgrade to Pro?
Rated 5.0 on the App Store by people planning around their real paychecks.
Pay off debt faster
Build a clearer payoff strategy with projected extra allocations and a payday plan that shows where debt reduction fits.
See the future
Financial projections show you exactly where you'll be in 12 months based on the plan you build from your pay schedule, bills, debts, and goals.
Shared visibility
Keep everyone on the same page. Household members can see the same bill status and planning picture inside Planara.
Frequently Asked Questions
Ready to master your money?
Download Planara free and build your first payday plan in minutes.
Planara provides budgeting and planning tools for informational purposes only. We are not a financial advisor and do not provide financial, investment, tax, or legal advice. Projections, health scores, and suggestions are estimates based on the information you enter — outcomes are not guaranteed. You remain solely responsible for your financial decisions.